Most, if not all banks will offer you a free checking account if you use direct deposit and many have student programs designed to offer you a free account for the opportunity of earning your loyalty.

I have 4 siblings and we were raised with social security and life insurance proceeds. If it weren’t for life insurance we would have lost more than our father…we would have lost our home, and with it our friends, community and most importantly the opportunities life can present.

I remember when I decided to save a few bucks by selecting a lower cost health care insurance option…I broke my wrist within weeks and learned a valuable lesson.